Now that you've hired your new employee, it's time to fill out some paperwork. You have 120 days from the date an employee’s full time employment began to enroll them on the plan. If 120 days lapse and an employee is still not enrolled, they would be considered a Late Applicant at time of enrollment.
A Late Applicant is required to provide medical evidence of insurability for themselves and family members and will be subject to medical approval. If approved, a Late Applicant is also subject to a $250 Dental Benefit maximum in the first 12 months of coverage.
New Hire Tip: It’s easy to lose track of deadlines for submitting insurance paperwork, so to protect your company and your employees, we recommend submitting enrollment applications as soon as employees are hired. This way, there’s no need to “remember” to enroll the employee at a later date and premiums will only be billed when the employee’s coverage begins.