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  • Avanti Planning Group Ltd.

Travel Insurance - Is It Enough?

What once used to be a quick side thought after booking a trip, is now one of the most important items you need to get checked off your list. As we all know, since the Covid-19 pandemic, travelling is always top of mind when it comes to what the ever changing rules and restrictions are going to be. After booking a trip, the first thing you should do is purchase travel insurance. But is that enough?

Trip Cancellation & Interruption Policy

Travel insurance covers claims arising from sudden and unexpected accidents and emergences during your travels, but how do you protect yourself before you go away?

You can now add on a trip cancellation & interruption policy to your travel insurance!

What's covered under these policy? Here are a couple options:

-If you are unable to travel due to a covered event that occurs before you leave home, Manulife will pay up to the covered amount for the prepaid unused portion of your trip that is non-refundable and non-transferable to another travel date. In addition, if your travel companion must cancel their trip due to a covered event applicable to them, and you decide to go on your trip as planned, we will cover the cost of the next occupancy charge up to the covered amount.

- If your trip is interrupted due to a covered event that occurs on or after the day you plan to leave home, Manulife will pay up the covered amount for unused travel arrangements paid for prior to your departure date, that is non-refundable and non-transferable to another travel date, less the prepaid unused return transportation. In addition, Manulife will pay your additional and unplanned hotel and meal expenses, and any essential phone calls and taxi fares, to a maximum of $300 per day for up to two (2) days when no earlier transportation arrangements are available; and/or Manulife will pay your one-way economy class airfare via the most cost-effective itinerary to your or your group's next destination, or to return home. Manulife will pay for the change fee charged by the airline for your missed connection if this option is available, or up to $1,000 for the cost of your one-way economy airfare to the next destination.

Want more information about Manulife's Trip Cancellation & Interruption Policy? Click below or give one of our experts a call at 604-463-8151



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